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These statistics offer a similar experience in many other states. Which means the borrower will pay $400 - $500 in loan fees on a $400 loan. This can be absurd usury and will be illegal since it is not helping anyone except the lender. It is predatory lending at best that just gets borrowers in deeper debt than before."Some will say, that little man should have somewhere to go," said state Rep. Eldridge Emory, "Butif he gets money this way, he's just digging a dent deeper and deeper, and he isn't going to get out."Several states like New York have currently banned this form of predatory lending. - home loans rates today
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